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Tag: Real Estate

USDA Celebrates National Home Ownership Month

USDA Celebrates National Home Ownership Month

Received this press release from Acting Deputy Undersecretary for Rural Development on National Home Ownership Month. I am a huge fan of the USDA Rural Development loan program which offers 100% financing for buyers in areas determined as “rural.” For example, a rule of thumb, is that anything north of 36 in Delaware County is eligible but always ask when looking at homes. Only two counties – Franklin and Summit – have no areas that are eligible for the rural development program.

USDA Celebrates National Homeownership Month

Events across the Nation to Spotlight Efforts to Help Rural Americans Buy Homes

Acting Deputy Undersecretary for Rural Development Roger Glendenning today kicked off National Homeownership Month to celebrate the vital contribution homeowners have made to communities across rural America.

Home Ownership Month
Left to right, Lisa Mensah, Under Secretary Rural Development (RD), Franklin Codel, Head of Wells Fargo Home Lending and Tony Hernandez, Administrator U.S. Department of Agriculture, Rural Housing Service at the Champion of Rural Housing, Homeownership Month 2016 at the USDA, in Washington, DC on Tuesday, June 14, 2016. USDA photo by Steve Thompson.

“Owning a home provides rural residents a secure environment where they can raise families, and it helps invigorate local rural economies that are vital to the long-term security and well-being of our nation,” Glendenning said. “Homeownership fortifies communities, creates jobs and strengthens the local businesses that support our towns.”

USDA provides mortgage loan guarantees through partnerships with private-sector lenders to help low- to moderate-income rural homebuyers. In 2016 alone, USDA worked with nearly 1,500 lenders to help 116,000 rural individuals and families buy homes.

USDA has helped more than 4.1 million rural residents buy homes since the National Housing Act was passed 68 years ago.

Department of Agriculture employees will celebrate National Homeownership Month throughout June with events across the nation that demonstrate the Department’s longstanding commitment to provide affordable housing opportunities for rural Americans. To learn more about USDA’s observance of National Homeownership Month, please visit our Facebook page, follow @USDARD on Twitter, contact a USDA Rural Development State Office near you, or call (800) 670-6553.

USDA Rural Development provides loans and grants to help expand economic opportunities and create jobs in rural areas. This assistance supports infrastructure improvements; business development; homeownership; community services such as schools, public safety and healthcare; and high-speed internet access in rural areas. For more information, visit


Tony Hernandez, Administrator U.S. Department of Agriculture, Rural Housing Service makes remarks at the Champion of Rural Housing, Homeownership Month 2016 at the USDA, in Washington, DC on Tuesday, June 14, 2016. USDA photo by Steve Thompson.

Is It Time to Send Your Agent Packing?

Is It Time to Send Your Agent Packing?

At What Point Does Your Agent Need to Change?

It’s been a long summer with your agent. Signs of possibility but nothing comes to fruition. Is time to give your agent the Todd Richard’s treatment?

Richards was the respected and good coach of the Columbus Blue Jackets until the teams 0-7 start cost him his job this week. It wasn’t Richards fault, but in a result oriented world the buck stopped with him.

Columbus Blue Jackets fired coach Todd Richards after the team's 0-7 start. []
Columbus Blue Jackets fired coach Todd Richards after the team’s 0-7 start. []
And the buck should stop with your real estate agent. Sure she’s a nice woman but nice doesn’t pay your mortgage at the new home.

Four Reasons to Deep-Six Your Agent

  1. She can’t / won’t answer questions. Every property is going to require a slightly different marketing touch to get it sold. But when you ask “what are we doing to get the house sold?” And you get more ums and stalling it’s time to make the call to your second line.
  2. He is not featuring your property in ads as much. You pay attention to your agent’s marketing, right? You need to. Not just to see where but that he’s doing more than just throwing a sign up. Of course when the signatures are wet and listing is new everyone’s excited and pushing that listing out. But by day 30 the listing has become stale – time to refresh and get a new look. Or some agents will just let the listing slide off the radar.
  3. She won’t take your calls. Amazing how agents get so many clients when a stale listing’s owner calls and the “ums” and “got to go” show the concern she has. Now we all know how great agents reply to calls anyhow, so this is the change in routine you are measuring and evaluating.
  4. When was the last time they were at the house? One of the fun pieces of real estate is being “belly-to-belly” with your clients. But on stale listings they will stop. Simple reason – conflict avoidance. I once had an out-of-town client that would have friends take down my sign on occasion and then figure out how long it would take for me to notice. A little extreme and had we been using the sign and prayer marketing method would of been a big deal. I don’t recommend at all, but the point is made.

Sometimes it is hard to let an agent go. However professional agents know it is business and nothing personal.

JUST LISTED: Panera Area Ranch

JUST LISTED: Panera Area Ranch

514 Thistle Drive | Delaware | Ohio

514 Thistle Drive Delaware Ohio

Scroll down for more photo

Why Should I Buy 514 Thistle Drive?

Looking for a ranch home in Delaware, Ohio? Well that search just came to an end. 514 Thistle Drive (map) will welcome you home with welcome arms. The large entryway flows into a large living room. The vaulted ceilings make this a great space for family and friends to gather. The eat-in kitchen is open and inviting with a new dishwasher (’11), electric range and refrigerator. Neutral colors throughout make this home as easy on the eye as it on the wallet. Large master bedroom has a walk-in closet and master bathroom. Control it all with NEST thermostat.

Enjoy the outdoors the 14×30 deck is perfect for the summer. “We have room to grill, eat, and the kids play without getting in each other’s way,” the sellers commented. Additionally, home is situated only two houses from the Nottingham Park and its soccer fields and recently upgraded play equipment. And possibly the best part? Less than a five-minute walk to Carlisle School, Buehler’s, Ace Hardware, and Panera. A 20-minute walk, or about 1-1/2 miles, from historic downtown Delaware, Ohio.

Scheudle your personal showing today at 740-990-9748 or complete our handy online form.

The Details

  • Price: $130,000 (Need Pre-Approved? Get the App!)
  • Bedrooms: 3
  • Bathrooms (Full/Half): 2/0
  • Rooms (Type): 6 (Living, Eat-in kitchen, laundry room)
  • Basement: 4-foot deep crawl space
  • Garage: 2-Car Attached
  • Exterior: Vinyl
  • Interior Features: Dishwasher (new in 2011), Refrigerator, Electric Range
  • Exterior Features: 14 x 30 Deck, front stoop

The Photos of 514 Thistle in Delaware, Ohio

Boyce Establishes New Brokerage

Boyce Establishes New Brokerage

The local options for real estate added another company on March 1 when C.G. Boyce Real Estate Co. will open its doors in historic Delaware, Ohio.

C.G. Boyce Real Estate Co. Toby Boyce Delaware Ohio
Toby Boyce has launched an independent brokerage C.G. Boyce Real Estate Co. in honor of his late father.

C.G. Boyce Real Estate Co. goals include creating a consumer-centric experience. “We want consumers to have a one-of-a-kind experience,” said Broker and President Toby Boyce. “The revival of downtown Delaware has been in large part due to its uniqueness. C.G. Boyce is going to bring that experience to real estate. For too long area residents have had to deal with McDonald’s-style service and we don’t think that’s okay.”

Boyce has been in real estate since 2006 and is an active member of numerous real estate organizations. Including serving on two National Association of REALTORS® committees, past Chairperson for the Communications Committee for Ohio Association of REALTORS® and currently serves as a member of the board for Delaware County Board of REALTORS®.

C.G. Boyce Real Estate Co. is named in honor of Toby’s father, Calvin Gerald Boyce, who had planned on joining his son in real estate. Unfortunately Calvin passed away unexpectedly in 2007 and never had the chance to retire and join the real estate team.

Toby Boyce is a native of Danville, Ohio, and earned his Bachelor’s of Arts from Mount Union College and a Master’s of Business Administration from Heidelberg College.

Toby is married to Gretchen (Golling) Boyce and the couple reside in Delaware, Ohio, with their Boxer, Sadie.

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Delaware Ohio: Real Estate Transfers Jan 26-Feb 1

Delaware Ohio: Real Estate Transfers Jan 26-Feb 1

This week saw a marked pick-up in valid transfers from last week with 52 properties exchanging hands county wide and 11 in Delaware, Ohio which was up from last week.

Real Estate Transfers in Delaware, Ohio
January 26 – February 1, 2015

  1. $4,100,000, 0 Penry Road, grain/agricultural
  2. $435,000, 477 Quarter Way, single-family home
  3. $300,000, 147 North Franklin, single-family home
  4. $267,000, 611 Meadows Drive, single-family home
  5. $205,000, 494 Riverby Lane, single-family home

The Penry Road transfer is reported to be a three-parcel transfer of ownership. “Reported” because only two parcels on Delaware County Auditor’s Web site are listed under the ownership group for a total of 306.561 acres.

How Much Home Can You Afford? Download the App!

How Much Home Can You Afford? Download the App!

app equity resources kelley hall toby boyce
Download the app – by clicking on the image – and be prepared when looking at houses. [submitted]

Kelley Hall and Toby Boyce have teamed up for a new real estate mortgage calculator application.

The application — download here! — and you’ll be able to do basic calculations including:

  • How much home can I buy?
  • How much will it cost me per month?
  • Should I refinance?

My favorite part?

It even figures in PMI when determining how much you will owe per month. Considering that is often the fastest changing factor when comes to how much can you afford that’s a big deal.

Download today!

Equity Resources, Inc., Kelley Hall 7251 Sawmill Rd Ste 100, Dublin OH 43016. NMLS 514264, Ohio LO.030220.001/MB800302.014-BR. Certain restrictions apply, call for details. Equal housing lender.