Search for Homes By Map
Sadie & Toby

Toby E. Boyce, MBA
Professional REALTOR
Ohio Home Team, ltd.
Keller Williams Consultants
(740) 990-9748
Toby@TobySellsHomes.com
Second quarter 2010 commercial and multifamily mortgage loan originations were one percent higher than during the same period last year and 35 percent higher than during the first quarter, according to the Mortgage Bankers Association’s Quarterly Survey of Commercial/Multifamily Mortgage Bankers Originations released on Wednesday. “Borrowing remains light as few commercial property owners are selling [...]
The Market Composite Index, a measure of mortgage loan application volume, decreased 4.4 percent on a seasonally adjusted basis from one week earlier. On an unadjusted basis, the Index decreased 4.2 percent compared with the previous week. The Mortgage Bankers Association released its weekly mortgage applications survey today for the week ending July 23, 2010. [...]
“What will this do to my ability to buy a house in the future?” It is one of the most common questions I get when I’m on short-sale appointments in Delaware, Ohio. And, that answer just changed. And it changed a lot. FannieMae recently released Announcement SEL-2010-05 and Desktop Originator/Desktop Underwriter Release Notes which involves [...]
Procrastinators’ tax payments are in the mail, along with the paperwork to earn the home buyer tax credit. Yet qualified service members have another year to get that credit after they find their dream home in Ohio. Any member of the Armed Forces, Foreign Service or intelligence community who is on official extended duty can [...]
How long a term should I take in my real estate mortgage? The question is as old as the mortgage market. The “basic” answer is that the length of the term should be just long enough that the payment is not a strain on your personal finance, but gets you out of debt as quckly [...]
Last week, we talked about the importance of not burying your head in the sand and talking to the bank if you are in financial trouble. When you make the phone call to your mortgage company, you need to be prepared for their questions and ready to submit the following information to them: Letter of [...]