I once sat in your shoes, living in Trotter’s Apartment Complex — unit 174 — and wondering if it was the right time to buy a home. It was 2003, and the market was a lot different than today. However, after five years living in Locust Curve, I can honestly say it was one of the best decisions of our life.
Why is today a good time to buy a house?

Buying a house is a big decision. (art by svilen mushkatov)
- $8,000 tax incentive from the government.
- Reduced Prices
- Increased Inventory
- Low interest rates
For example, a $150,000 house with $5,250 down and a 4.75 percent interest rate fixed over 30-years will cost you only $755.08 per month for principle and interest (don’t forget to factor in taxes and insurance for your full monthly payment). The best part is that $150,000 goes a lot further than it did five years ago.
Buying a new home – especially in today’s climate – can be a scary experience but it doesn’t have to be. When you work with professionals, the experience becomes enjoyable.
- Get Pre-Approved – How much can you afford? If you can afford a new  Read More!
- Find a Real Estate Professional – Yes, this is No. 2 for a good reason. Did you know that if you called on the sign everything you say to the agent goes straight to the seller? The seller has someone taking care of them, why don’t you have someone on your side? That’s why you need to find an agent first. Oh yeah, and did I mention it’s free. Find me an agent.
- Search for Houses – Now the fun part begins. How many bedrooms, where do you want to live? Start Your Search today.
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As for trade statistics and other statistical data etc.: I have posted a Statistical Reference Inventory (http://crisismaven.wordpress.com/references/) to my economics blog with economic and statistical data series, history, bibliographies etc. for students & researchers, probably the most comprehensive on the Internet. Currently over 300 meta sources, it will soon grow to over a thousand. Check it out and if you miss something, feel free to leave a comment.
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Do any of you notice a lot more spam type comments (i.e
You are completely correct! What is often swept under the carpet is that Basel III is nothing new- all other industries are held to standards that guarante “a true and fair view” of their prospects. So the FHA is saying it is underwater by the “new” standards and is now trying to square a circle. Good luck! (And there’s no fresh bailout money where the last came from …)
Hey, everytime I load up pages I only wind up viewing a small part of the post. I do not understand if it is caused by my webbrowser(Chrome) or not, is someone else dealing with this issue?
Toby,
Is the seminar at the Park Nat office or somewhere else? Thanks for putting this on.
Thanks for the question Herb! It will be at Park National Bank at the intersection of Wilson Bridge and High just south of I-270 in Worthington.
I must say, I could not agree with you in 100%, but it
Just wondering if any active traders are starting to trade the ETFs? After reading the book by Larry Connors – High Probability ETF Trading – I switched and I would say overall my results have improved but there are fewer trading opportunities because of the small number of ETFs he writes about. ETFs seem to be a little less erratic in their price movement so that’s good but some of them have poor results using the systems he describes in the book.
Wasn’t aware of this new incentive from Fannie Mae Toby, thanks for posting, think I’ll re-post.
You know, I can let you know, I really like your blog as well as the awareness from everybody who participates. I find it to be exciting and pretty beneficial. I wish there was much more blogs enjoy it. Anyway, I felt it was about time I posted
Delaware City Council gave the project their blessing during the February 22 session.
Thank you for all the great posts from last year! I look forward to reading your blog, because they are always full of information that I can put to use. Thank you again, and God bless you in 2010.
I love Wordpress when I blog, one of the key reasons being the ability to “post-date” publications.
But every once in a while, there is an “oops”. This was supposed to be up yesterday but didn’t make it … due to operator error.
My apologies!
Toby,
Thank you for publicizing this important, free service to Delaware and Morrow County residents. Those who qualify for this service, may also find our online resource database useful in discovering many other free community services. Visit http://www.helplinedelmor.org for more information.
Best regards,
Tamika Vinson
Outreach Coordinator
HelpLine of Delaware and Morrow Counties, Inc.
i love your style of writing
If I had followed Dave Ramsey’s advice while building my wealth, I would not be in the comfortable financial position I’m in today. Listen to him and take from him what works for you. It doesn’t all work, and some of it is nothing short of nonsense.
Peter – That is the best advise anyone can use. Take what others are suggesting and adapt it to your situation. Anyone that says their program has to be followed exactly – well except a Doctor – is on an ego trip. Thanks for the comment and have a wonderful weekend! – Toby
Thanks for mentioning my visit! My name is actually WIGHT not WRIGHT.
Mr. Wight – I apologize! No excuse, but it is fixed. – Toby
How often have we seen good people, in tough situations, simply give up and expect the world will fix itself.
You have to be strong, honest and handle your business with your debtors in such a way that it does not permanently effect how they see you. only then can you negotiate in a position of strength.
I agree with you, I’m sure! Should this possibly be available that will get yuor web blog translated into German? English is my own second language.
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I woud say you missed http://www.facebook.com/startengagingothers... Not that I am biased! ;^P
Fixed it Rocky.
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You know what? They’re just rearranging the chairs on the deck of the Titantic. Isn’t that the phrase? With commercial real estate about to fall apart, this is just a cherry on top.
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Toby,
On November 7 you sent to “Jason” a collection of links to properties for sale in Delaware County. Do you think you could send a similar list to me? Thanks, Al N.