Anyone that knows me, knows that I love to talk. But you won’t catch me talking about politics or religion very often. Too many black eyes come too easy on that one.
But, when the good people at the Ohio Farm Bureau sends spokesperson Joe Cornely after someone, you know its got to be good.
So what got them all in an uproar? The advertisement (shown below via YouTube) isn’t “that” bad. However, I can see the Farm Bureau’s take it does nothing to enhance the image of Ohio’s hard-working farmers. If the actor was portraying a real estate agent, I’d probably have the same reaction.
But I do think the best part is that a farmer (and real estate agent) does not qualify for a true pay day loan — where you have to show that you’ll be getting money to cover within a specified time period. Well they (or I) couldn’t do it. What if the truck broke down on the way to market? Or that closing doesn’t happen? I don’t get paid that day.
I’ve never been one to make my writing political, but Americans have gotten to used to putting things on credit. When the local store won’t let you run a tab, but some big company out of Delaware will, doesn’t something seem a bit out of whack. Unsecured debt is one of the biggest challenges facing our nation today.
I have too many friends that have found themselves in a revolving series of debt with the pay day lenders — going from one to another to pay each one off.
I hate big government, but sometimes we need to be saved from ourselves and it seems that payday loans is one case.
All videos are courtesy of You Tube and remain property of their respective owners.
Similar Posts:
- None Found
Puleeeze! We need to be saved from ourselves? That kind of fuzzy thinking is what has gotten us into today’s credit mess…all those people saying, “Oh, I can’t help myself. I know I spend (or eat) too much, but I can’t help it, so the government will have to take my hand and lead me down the path.” What happened to personal responsibility? The freedoms that are ceded to big government will be forever lost, so think long and hard about what you’re willing to give up. Vote NO on Issue 5!
“I have too many friends that have found themselves in a revolving series of debt with the pay day lenders — going from one to another to pay each one off.”
Are you kidding???
Payday lenders are not to blame for people’s inability to be accountable for their decisions, choices and actions. A payday loan is an option and alternative for short term loans. A one time loan is $15 per $100 borrowed. FACT
Where is the heck being raised about the credit cards rates & bank fees??? THOSE ARE MORE EXPENSIVE than payday loans. My bank charges $28-38 per bounced check!!!! Are you kidding me??? I’d much rather do a payday loan for $100 and get charged $15, then bounce a $100 check and pay $33 (TWICE THE AMOUNT of a payday loan) for check fees.
Why would anyone want the government to telll them how, where and when they can spend THEIR money?? Next up, GUARANTEED– the Ohio General Assembly will continue to further restrict our ability to manage and control our finances. This is the same body of government that is 60 MILLION DOLLARS in the Red. How IRONIC!!!!
Oh and doing away with payday lenders doesn’t ELIMINATE the need for short term loan products. NOT one bank or credit union has stepped up to meet that need…. so basically thousands of Ohioans are going to be out of luck if this law passes.
And gee given the precarious economic state we are in as a nation– this is most certainly a good time to be laying off 6000 Ohio Citizens, closing 1600 stores and doing away with a fincancial option. (HEAVY SARCASM!)
VOTE NO ON ISSUE 5!!!! Preserve freedom of choice!!
“A new report has been released that backs up the claim that the payday lending “reform†legislation passed earlier this year will result in significant job loss across the state. Backers of this legislation deny this, but it seems the data doesn’t support their contention.
The report by William D. Keip, President of Keip Government Solutions, concludes the following:”
10,308 Total Ohio jobs lost
6,000 PayDay Lender jobs lost
$497.2 million Economic Activity
$218.5 million Total reduced earnings
$145.6 million Reduced earnings-direct PayDay Lender jobs
$262.0 million Total reduced spending
$ 16.7 million Loss of state/local Ohio taxes
http://www.buckeyeinstitute.org/blog/2008/10/14/ohio-has-enough-jobs-doesnt-it/
Saved from ourselves you gotta be kidding.Who are you to tell us whats best for our finances?Your friends used the product irresponsibly and now you want to ban it for the majority that uses it properly?I know people that got dui’s im not asking for a ban on beer.It comes down to personal responsibility..if you dont like payday loans then dont use them.vote no on 5
10/24/08
Columbus― Vote No on Issue 5 today wins important endorsements of Ohio’s largest African American newspaper, the Call and Post, along with Bishop Harry Jackson, chairman of the High Impact Leadership Coalition (HILC) – a coalition of black and white faith-based community leaders from across the country.
The Call and Post says, “The bill does nothing to help Ohioans, especially Black Ohioans. This paper takes umbrage to the fact that lawmakers want to decide how families should handle their personal finances. We find this paternalistic at best – and an insult to intelligence at worst. VOTE NO on State Issue 5 on election day, Nov. 4. Individuals and families ought to have the right to determine what is best for them financially. We don’t need “overseers†overseeing our pocketbooks. Vote NO on State Issue 5.â€
Who has Endorsed a “NO†vote on Issue 5?
· The Ohio Chamber of Commerce
· Ohio Grocers Association
· Ohio Christian Alliance
· The Coalition Opposed to Additional Spending and Taxes (COAST)
· Americans For Prosperity
· Dr. Tom Lehman, Buckeye Institute for Public Policy Solutions
· Property Rights, Freedom Fighters
· National Taxpayers Union
· Ohio Libertarian Party
· High Impact Leadership Coalition
· Call & Post – Ohio’s largest African American newspaper
· Lake County News Herald, Lima News, Hillsboro Times, The Newark Advocate
· Hundreds of other Ohio consumers and businesses at http://www.Ohioans4FinancialFreedom.com